Voted The State's Best Again!
We're honored to be recognized for the 17th consecutive year!

Palmetto Citizens was voted Best Credit Union, Best Home Mortgage, and Best Wealth Management in The State's Best poll! This is the 17th year in a row you've recognized us and we're truly honored.
We're voted the best year after year because we're a local, not-for-profit financial institution focused solely on the people here in the Midlands. Our local team of dedicated experts get to know you and provide the guidance and personalized service you deserve to help you make the best financial decisions.
If you're banking somewhere else, we'd love to have you move your accounts to Palmetto Citizens! Open an account online or make an appointment or stop by any of our 14 branches.
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For over 88 years, we've remained a popular choice for people in the Midlands because of the valuable financial options we provide to truly help our members, including:
- Fee-Free Checking: With our Classic Checking, there is no minimum balance requirement or monthly service fees, plus you earn dividends* and Palmetto Rewards points.
- Savings Options: As a not-for-profit credit union, we can offer higher rates on a variety of savings accounts.
- Low Rate Auto Loans: We offer a great low rate and no payments for up to 90 days on our vehicle loans.
- Better Credit Cards: With a Palmetto Citizens Visa®, you receive a low rate and no annual, cash advance or balance transfer fees. Plus, you earn Palmetto Reward Points with every purchase.
- Mortgage & Equity Solutions: We offer a variety of mortgage and home equity loans to help you purchase a new home, refinance a current loan or use your home's equity for improvements or debt consolidation.
- Financial Education Tools & Counseling: Use our array of financial resources to help achieve your financial goals, such as: free access to financial counseling, educational modules and online calculators.
Please contact us or visit any of our 14 Midlands branches if we can assist you with any of your financial needs or questions.
*Dividends paid monthly on average daily balances of $500 or greater. **Deferred payment option for up to 90 days. Finance charges begin on date of loan closing and are repaid over term.