Vehicle Loans
If you're looking to purchase a vehicle, or just want to refinance your loan from another lender, Palmetto Citizens can help. With our great rates on new and used vehicles, we can truly help you save.
In addition to a great low rate, you’ll also enjoy:
- No Payments for up to 90 Days*
- Same Rate on New to 3 Year Old Models
- Over 100% Financing Available on most new to 3 year old models
Low-Rate Financing
Related Links
- Book an Appointment
- Vehicle Buying Guide
- Vehicle Affordability Calculator
- Rates
- Fee Schedule
For Further Assistance
If you need additional help with any of our vehicle loan products or options, our staff is available to you. Contact us using any of the methods below.
Hours of operation:
Monday - Thursday, 9am - 5pm ET
Friday, 9am - 6pm ET
Book an appointment with our staff
Email: pcfcu@palmettocitizens.org
Phone: (803) 732-5000
Coverage & Insurance Options
In addition to providing the best financing, Palmetto Citizens offers:
Mechanical Repair Coverage*** - Offered for new and used vehicles up to 15 year old, with 150,000 miles or less, our MEMBER'S CHOICE Mechanical Repair Coverage, is a better value than many extended warranties offered by the dealerships.
GAP Vehicle Insurance Coverage*** - For a few dollars per month, you can add MEMBER'S CHOICE Guaranteed Asset Protection (GAP) to your loan. This will pay the difference between the amount you owe on your loan and what your insurance company will pay if your vehicle is totaled or stolen. Plus, you will receive up to a $1,000 down payment on the next vehicle you finance with Palmetto Citizens.
Low Cost Loan Protection*** - Your family's financial well-being is protected when you choose credit disability and life insurance coverage. Disability insurance can cover your loan payments if you become disabled and cannot work. Credit life insurance covers the remaining balance of your loan in the event of your death.
Discounted Auto Insurance - Through TruStage® Insurance, you can receive up to a 10% discount off your auto coverage with leading insurance providers just by being a credit union member.*** Learn more about TruStage Insurance and additional insurance coverage options.
Related Links
- Book an Appointment
- Vehicle Buying Guide
- Vehicle Affordability Calculator
For Further Assistance
If you need additional help with any of our vehicle loan products or options, our staff is available to you. Contact us using any of the methods below.
Hours of operation:
Monday - Thursday, 9am - 5pm ET
Friday, 9am - 6pm ET
Book an appointment with our staff
Email: pcfcu@palmettocitizens.org
Phone: (803) 732-5000
*Finance charges begin from date of loan closing and are repaid over the term. Option up to 90 days.
**APR = Annual Percentage Rate. Rates are subject to change at any time without notice and are not guaranteed. Other rate options may be available. Your actual APR may be higher or lower based on your credit history, loan amount, product features, term, and debt to income ratio.
***This is not a policy or contract of insurance. Please contact the credit union for full details, limits and restrictions. TruStage™ is the marketing name for TruStage Financial Group, Inc. its subsidiaries and affiliates. Securities distributed by CUNA Brokerage Services, Inc., member FINRA/SIPC, a registered broker/dealer, 2000 Heritage Way, Waverly, IA, 50677. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product.
TruStage Auto Insurance Program is made available through TruStage Insurance Agency, LLC and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.