Rewards
With Palmetto Citizens debit and credit cards, you turn the dollars you spend into Reward Points. Redeem your points for hundreds of merchandise, gift card, travel or contest options.
Palmetto Rewards: Our New Rewards Point Program Coming Soon
We're thrilled to announce a new rewards program for our debit/credit cards - Palmetto Rewards! This enhanced rewards program offers a more robust selection of rewards and an easier website to search reward options and redeem points.
Beginning February 5th, your previous ScoreCard Reward Points will be converted to Palmetto Rewards Points (please note, it may take until February 17th for all points to be applied to your Palmetto Rewards account). You'll continue to earn points for every credit card transaction and each time you use your debit card without entering your PIN.
You'll access the new rewards site using the 'Palmetto Rewards' option from the menu within digital banking or at www.dreampoints.com/PalmettoCitizens. There you will be able to view your point balance, browse the expanded selection of reward options, and redeem your points.
Earning Points
There is no limit to the number of points you can earn, so the more you use your credit or debit card, the more you reward yourself! No activation or fees are required to participate in this program.
CREDIT CARDS: Earn one Reward Point for every $1 in purchases you charge to your Palmetto Citizens Visa credit card.
DEBIT CARDS: Many times when you make a purchase with your debit card, you can choose "CREDIT" and sign for the transaction or you can enter your PIN (Personal Identification Number). Debit transactions processed without the use of a PIN will earn one point for every $3 spent.
The Palmetto Reward points you earn with your debit and credit card(s) will be combined, and you can even gift points to other members.
Your Reward Points are valid for 5 years and can be redeemed up until that period of time has passed.
Viewing & Redeeming Points
To view your point balance and available reward options, register your account on the Palmetto Rewards website. To register, you will need to verify your account using information on file with Palmetto Citizens.
There you can view available rewards, combine Reward accounts and redeem your points. When you log in for the first time you will need to provide your First and Last Name (as it appears on your card), the last 6 digits of your card number and your zip code.
You can redeem your points for great merchandise options, including hundreds of brand-name items, such as electronics, gift cards, furniture, toys, sporting goods and more. Plus, shipping is free! Travel options include airline tickets, hotel accommodations, rental cars, cruises and vacation packages.
For more information on this program, please visit https://www.dreampoints.com/PalmettoCitizens.
Points have no cash value. Points in this Program cannot be exchanged for cash or credit, may not be used with any other offer, promotion or discount, cannot be combined with cash to obtain an Award and cannot be earned from or transferred to any other rewards program, unless otherwise specified.