Rewards
With Palmetto Citizens debit and credit cards, you turn the dollars you spend into Reward Points. Redeem your points for hundreds of merchandise, gift card, travel or contest options.

Palmetto Rewards: Our New Rewards Point Program
Palmetto Rewards is the new rewards point program for our debit and credit cards. This enhanced program offers a robust selection of rewards and an easy website to search available options and redeem points.
Members' previous ScoreCard Reward Points have been converted to Palmetto Rewards Points. You'll continue to earn points for every credit card transaction and each time you use your debit card without entering your PIN.
You can access the new rewards site using the 'Palmetto Rewards' option from the menu within digital banking. There you will be able to view your point balance, browse the expanded selection of reward options, redeem your points and setup alerts.
Earning Points

There is no limit to the number of points you can earn, so the more you use your credit or debit card, the more you reward yourself! No activation or fees are required to participate in this program.
CREDIT CARDS: Earn one Reward Point for every $1 in purchases you charge to your Palmetto Citizens Visa credit card.
DEBIT CARDS: Many times when you make a purchase with your debit card, you can choose "CREDIT" and sign for the transaction or you can enter your PIN (Personal Identification Number). Debit transactions processed without the use of a PIN will earn one point for every $3 spent.
The Palmetto Reward points you earn with your debit and credit card(s) will be combined, and you can even gift points to other members.
Your Reward Points are valid for 5 years and can be redeemed up until that period of time has passed.
Viewing & Redeeming Points
To view your reward point balance, see available reward options, and redeem your points please log into Palmetto Citizens digital banking and select 'Palmetto Rewards' from the menu.
You can redeem your points for great merchandise options, including hundreds of brand-name items, such as electronics, gift cards, furniture, toys, sporting goods and more. Plus, shipping is free! Travel options include airline tickets, hotel accommodations, rental cars, cruises and vacation packages.
For more information on this program, please log into your accountonline or with our app and choose 'Palmetto Rewards' from the menu.
Points have no cash value. Points in this Program cannot be exchanged for cash or credit, may not be used with any other offer, promotion or discount, cannot be combined with cash to obtain an Award and cannot be earned from or transferred to any other rewards program, unless otherwise specified.