Rewards
With Palmetto Citizens debit and credit cards, you turn the dollars you spend into Reward Points. Redeem your points for hundreds of merchandise, gift card, travel or contest options.
Palmetto Rewards: Our New Rewards Point Program Coming Soon
We're thrilled to announce a new rewards program for our debit/credit cards - Palmetto Rewards! This enhanced rewards program will offer a more robust selection of rewards and an easier website to search reward options and redeem points.
Beginning February 4th, all your previous ScoreCard Reward Points will be converted to Palmetto Rewards Points. You'll continue to earn points for every credit card transaction and each time you use your debit card without entering your PIN.
Until our new digital banking platform is launched this spring, you will be able to access your points by creating an account at www.dreampoints.com/PalmettoRewards (beginning 2/4/25). There you will be able to view your point balance, browse the expanded selection of reward options, and redeem your points.
As we convert your points from our previous program to our new Palmetto Rewards program, the rewards site will be unavailable from January 31st until February 4th. If you wish to redeem any ScoreCard points prior to this conversion, please do so by 1/30/25 - otherwise all your points will be converted to Palmetto Rewards points.
Earning ScoreCard® Points
There is no limit to the number of points you can earn, so the more you use you credit or debit card, the more you reward yourself! No activation or fees are required to participate in this program.
CREDIT CARDS: Earn one Reward Point for every $1 in purchases you charge to your Palmetto Citizens Visa credit card.
DEBIT CARDS: Many times when you make a purchase with your debit card, you can choose "CREDIT" and sign for the transaction or you can enter your PIN (Personal Identification Number). Debit transactions processed without the use of a PIN will earn one point for every $3 spent.
You can combine the Points earned with your debit and credit card(s), as well as those of other members.
Your Reward Points are valid for 5 years. Expired points will be removed from your account on August 31st after expiration (example: Points earned between September 2018 and August 2019 will expire August 31, 2024).
Viewing & Redeeming ScoreCard® Points
Log into online banking or our app and choose 'ScoreCard Rewards' from the menu, or visit ScoreCard Rewards® to log into your account.
There you can view available rewards, combine Reward accounts and redeem your points. When you log in for the first time you will need to provide your First and Last Name (as it appears on your card), the last 8 digits of your card number and your zip code.
You can redeem your Points for great merchandise, including hundreds of brand-name items, such as electronics, gift cards, furniture, toys, sporting goods and more. Plus, shipping is free! Travel options include airline tickets, hotel accommodations, rental cars, cruises and vacation packages.
For more information on this program, please visit our Frequently Asked Questions.
Points have no cash value. Points in this Program cannot be exchanged for cash or credit, may not be used with any other offer, promotion or discount, cannot be combined with cash to obtain an Award and cannot be earned from or transferred to any other rewards program, unless otherwise specified.