Youth & Teen Accounts

Teaching children responsible money management is vital to their future. At Palmetto Citizens, we provide our young members and their parents with the tools and resources to put them on the right financial path.

Open Youth Account

Youth & Teen Savings Accounts

If you would like to open a youth/teen membership or account, please visit one of our offices (at this time, we do not accept online applications for those under age 18).

Palmetto Citizens offers special Youth (up to age 12) and Teen (ages 13-17) Savings Accounts to help our younger members learn the value of savings. These accounts can be opened with as little as $25 and offer:

  • Free gift when account is opened.
  • Special quarterly prize drawings.
  • Free prize each time a deposit is made (ages 12 & under).
  • Free financial education classes.

Visit any of our offices to open a Savings Account for your child today and help start them on the right financial path.

Add-To Term Certificate

Do you want to help show your child the importance of savings and how they can make their money grow? A great learning tool is this special term certificate* just for our youth and teen savings account holders. They can open this certificate with as little as $100. Additional deposits of any amount can be made at any time during the 12 month term.

Teen Checking Account

With no fees or minimum balance requirement, our Teen Checking Account* is the perfect way to help teach your teen to manage their money. It earns reward points they can save up for great prizes like electronics, sporting equipment and more. Dividends are paid monthly on average daily balances of $500 or greater.

Reloadable Debit Cards

Our reloadable debit card is a great tool to help teach teens about responsible money management before opening their first checking account. Cards can be reloaded at any Palmetto Citizens office or online. Certain fees apply.

*Odds of winning depend on the number of entries received. Valid for designated Youth and Teen account holders ages 17 and under. No purchase necessary. One entry per day for every day a deposit is made into an eligible savings account under a youth or teen designated member number.