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Palmetto Citizens Federal Credit Union

Feel the Love. Fuel the Change.

The Palmetto Citizens Foundation is committed to supporting local charitable and educational initiatives. With a donation of just $5, you can become a member of the Foundation and play a meaningful role in building stronger communities.

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Auto Loans as low as 3.99% APR*

With an auto loan from Palmetto Citizens, you'll get a great low rate and no payment for 90 days.

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Credit Cards with no Sneaky Fees

With our credit card, you get a low interest rate and no balance transfer, cash advance, or annual fees.

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Join Palmetto Citizens!

Become a member today and enjoy better rates, fewer fees and the personalized service we've provided Midlands' residents since 1936.

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Book Your Appointment Today!

It's easy to schedule an appointment with a team member from any of our branches.

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Hands knitting a cream fabric swatch with a red heart pattern.
A small dog leans out of a car window during sunset.
Welcome mat at front door of home.
A smiling bank employee in a blue blazer raises her arms in excitement while meeting with a customer in her office.
A row of colorful vintage telephone receivers hanging on cords.

Here to Help

Resources

Financial tools and calculators to help manage your money.

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Locations

Find our closest branch or no surcharge ATM.

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Financial Tip

We will never contact you and ask for personal information such as your card number, PIN number, One-Time Passcode, or digital banking credentials. Please do NOT share any sensitive information to anyone in this manner.

Planned Events

1

Apr 2026

The Magic of the Debt Management Program

April 8th 2:00 PM - 2:45 PM

Consumer debt in the U.S. reached $18.33 trillion in 2025, according to Experian reporting. GreenPath offers a life-changing solution to help people pay off debt in full—and faster than they could on their own—making it a strong alternative to options like bankruptcy or debt settlement for individuals who may not even realize this support is available. Join us to learn about the power of the Debt Management Program and how connecting someone to it can transform their financial future.

2:00 PM - 2:45 PM

8

Register

Shred Day at Lexington!

April 21st 10:00 AM - 1:00 PM

Our Lexington Branch is hosting a free document shredding event with Shred 360. Protect yourself from fraud and cut down on the clutter by bringing your unneeded personal documents to be shredded at no cost. There is a limit of 3 bags/boxes/bins of materials per vehicle. All information will be shredded on-site by Shred 360 and you will not need to leave your car. No plastic, glass or other non-paper trash are allowed. You will be asked to take any of your boxes and/or bags back with you. Shred 360 and Palmetto Citizens are not responsible for information abandoned or left unattended by consumers. All materials presented to Shred 360 will be recycled to assure total and permanent destruction of all materials as well as to provide a benefit to the environment. *Times may vary based on the volume of materials received. 919 N Lake Dr. Lexington, SC

10:00 AM - 1:00 PM

21

2026 Shred Days
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© 2026 PCFCU

Routing Number: 253978617
PO Box 5846 Columbia, SC 29250

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Palmetto Citizens Federal Credit Union is federally insured by the NCUA.

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Equal Housing Lender

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