Palmetto Citizens Federal Credit Union

Welcome Georgia Members

We’re excited to welcome you to Palmetto Citizens Federal Credit Union and are committed to making your branch transition as smooth as possible.

Palmetto Citizens Teacher of the Game!

In partnership with Gamecock Athletics, we’re proud to celebrate local educators and the meaningful impact they make in their classrooms and communities. Submit a nomination today!

Credit Cards with no Sneaky Fees

With our credit card, you get a low interest rate and no balance transfer, cash advance, or annual fees.

Join Palmetto Citizens!

Become a member today and enjoy better rates, fewer fees and the personalized service we've provided Midlands' residents since 1936.

Auto Loans as low as 3.99% APR*

With an auto loan from Palmetto Citizens, you'll get a great low rate and no payment for 90 days.

Feel the Love. Fuel the Change.

The Palmetto Citizens Foundation is committed to supporting local charitable and educational initiatives. With a donation of just $5, you can become a member of the Foundation and play a meaningful role in building stronger communities.

Celebrating 90 years

Since 1936, we’ve been committed to cheering on our members and investing in the communities we serve.

Book Your Appointment Today!

It's easy to schedule an appointment with a team member from any of our branches.

A smiling bank employee in a blue blazer raises her arms in excitement while meeting with a customer in her office.

A small dog leans out of a car window during sunset.

Hands knitting a cream fabric swatch with a red heart pattern.

Historical and contemporary photos highlighting the 90-year legacy of Palmetto Citizens Federal Credit Union, from its founding in Columbia to its modern branches, employees and community involvement.

A row of colorful vintage telephone receivers hanging on cords.

Here to Help

Resources

Financial tools and calculators to help manage your money.

Locations

Find our closest branch or no surcharge ATM.

Financial Tip

We will never contact you and ask for personal information such as your card number, PIN number, One-Time Passcode, or digital banking credentials. Please do NOT share any sensitive information to anyone in this manner.

Planned Events

Sep 2026

Shred Day at Clemson!

September 9th 10:00 AM - 1:00 PM

Our Clemson Road Branch is hosting a free document shredding event with Shred 360. Protect yourself from fraud and cut down on the clutter by bringing your unneeded personal documents to be shredded at no cost. There is a limit of 3 bags/boxes/bins of materials per vehicle. All information will be shredded on-site by Shred 360 and you will not need to leave your car. No plastic, glass or other non-paper trash are allowed. You will be asked to take any of your boxes and/or bags back with you. Shred 360 and Palmetto Citizens are not responsible for information abandoned or left unattended by consumers. All materials presented to Shred 360 will be recycled to assure total and permanent destruction of all materials as well as to provide a benefit to the environment. *Times may vary based on the volume of materials received.

10:00 AM - 1:00 PM

2026 Shred Days

Merry and Mindful Holiday Shopping

September 30th 2:00 PM - 2:45 PM

The holiday season can bring joy, generosity, excitement—and financial stress. Why do some people love holiday shopping while others avoid it altogether? The answer often lies in our unique money personalities and money mindset. In this engaging and relatable webinar, participants will explore how emotions, habits, values, and past experiences influence holiday spending decisions. Attendees will learn how to recognize their own financial tendencies, better understand others, and develop practical strategies for staying financially balanced during one of the most emotionally charged spending seasons of the year.

2:00 PM - 2:45 PM

View full calendar

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