Palmetto Citizens Federal Credit Union

Join Palmetto Citizens!

Become a member today and enjoy better rates, fewer fees and the personalized service we've provided Midlands' residents since 1936.

Auto Loans as low as 3.99% APR*

With an auto loan from Palmetto Citizens, you'll get a great low rate and no payment for 90 days.

Feel the Love. Fuel the Change.

The Palmetto Citizens Foundation is committed to supporting local charitable and educational initiatives. With a donation of just $5, you can become a member of the Foundation and play a meaningful role in building stronger communities.

Credit Cards with no Sneaky Fees

With our credit card, you get a low interest rate and no balance transfer, cash advance, or annual fees.

Book Your Appointment Today!

It's easy to schedule an appointment with a team member from any of our branches.

A smiling bank employee in a blue blazer raises her arms in excitement while meeting with a customer in her office.

A small dog leans out of a car window during sunset.

Hands knitting a cream fabric swatch with a red heart pattern.

A row of colorful vintage telephone receivers hanging on cords.

Here to Help

Resources

Financial tools and calculators to help manage your money.

Locations

Find our closest branch or no surcharge ATM.

Financial Tip

We will never contact you and ask for personal information such as your card number, PIN number, One-Time Passcode, or digital banking credentials. Please do NOT share any sensitive information to anyone in this manner.

Planned Events

Mar 2026

Donate to Children's Miracle Network

March 1st

Through the month of March, join us in supporting our local Children's Miracle Network Hospital by making a donation online or at any of our branches. Palmetto Citizens will match every donation, dollar-for-dollar.

Donate

Strategies for Successful Saving

March 4th 02:00-02:45

Do your financial goals include saving more money? Whether it's for emergencies or goals, many of us would like to put more money aside every month but may struggle to be successful without a strong savings plan. Join us to learn how to build a savings plan you can be successful with!

02:00-02:45

Shred Day at Camden!

March 10th 10:00-01:00

Our Camden Branch is hosting a free document shredding event with Shred 360. Protect yourself from fraud and cut down on the clutter by bringing your unneeded personal documents to be shredded at no cost. There is a limit of 3 bags/boxes/bins of materials per vehicle. All information will be shredded on-site by Shred 360 and you will not need to leave your car. No plastic, glass or other non-paper trash are allowed. You will be asked to take any of your boxes and/or bags back with you. Shred 360 and Palmetto Citizens are not responsible for information abandoned or left unattended by consumers. All materials presented to Shred 360 will be recycled to assure total and permanent destruction of all materials as well as to provide a benefit to the environment. *Times may vary based on the volume of materials received.

10:00-01:00

Road to Retirement Webinar

March 24th 06:00-07:00

There's a big difference between not working and not worrying. But for many of Americans, the worrying begins after the working ends. If you only have a hit-or-miss plan for generating retirement income, you may not enjoy the stress-free retirement journey you've worked so hard for. Don't let this happen to you.

06:00-07:00

Donate to Children's Miracle Network

March 31st

Last day to join us in supporting our local Children's Miracle Network Hospital by making a donation online or at any of our branches. Palmetto Citizens will match every donation, dollar-for-dollar.

Donate

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Join online today