Tap to Pay
All new debit and credit cards have been mailed out to replace your current card(s). Learn more about how to transition to your new tap-to-pay card.
All about
Tap-to-Pay Cards
Welcome to convenience. With our new tap-to-pay, also called contactless, cards you are able to make in-person purchases with just a tap of your debit or credit card. No need to swipe or insert your card for transactions. You can also load your new debit or credit card to your digital wallet for contactless payment.
Keeping it simple. Using tap-to-pay is just that simple. As you complete your in-person transaction, just look for the tap-to-pay symbol 
on the payment terminal and hold your card or device close to complete your purchase. Depending on the merchant, you may not need to enter your pin or provide a signature. Quick and easy, as 1-2-3!
Safe and secure. Contactless payments offer touch-free transactions using NFC, Near-Field Communication, technology which allows your card or device to communicate your payment information wirelessly within a few inches of distance. Any NFC-enabled device can be used to make contactless payments including your smartphone, smartwatch, and now your Palmetto Citizens debit or credit cards. All NFC-enabled devices use encryption to verify your data for purchases. This makes it nearly impossible for anyone to steal your information or interfere with your transaction. Keeping your card secure is your first line of defense against any fraud or scam. Be sure to manage your cards responsibly and keep a consistent register of your transactions.
Please view the Frequently Asked Questions below for more information on your tap-to-pay card. Contact us if you have not received your new debit and/or credit card(s) by April 25th, or if you have any additional questions, using the Help Desk in digital banking, by phone at 803-732-5000, or visiting any of our branches.
Frequently Asked Questions
No fret! If a merchant doesn't offer contactless payments, you are able to still swipe or insert your card to complete your purchase.
Both options for completing your purchase offer state-of-the-art technology for encrypting your payment information and making your transaction safe. Tap-to-pay just offers better convenience and efficiency to your experience.
Feel free to use the tap-to-pay payment method at any retail location or merchant with tap-to-pay enabled technology. This can include your everyday trip to the grocery store, restaurant, retail store, or even gas stations! Making your life easier one tap at a time!
The security features enabled on your new debit and credit cards does not allow for easy capture of your personal information. While this is true, data breaches, which are at no fault to you, and scams are still risks to keep in mind. We want to remind you to keep your card safely stored, review your transactions regularly, and never provide personal or account information through email, text, or over the phone.