Online & Mobile Features

Mobile Banking

Access your account from anywhere with our Apple or Android app with the convenience of fingerprint and facial recognition (for eligible devices).

Account Summary

Easily view information on your account(s), including a detailed listing of your transactions. You can also customize your view based on your preferences.

Transfers

We offer a variety of ways to move money, including options to transfer between your Palmetto Citizens accounts, your accounts at other financial institutions, to other PCFCU members, or to anyone else using their email address or mobile phone number.

Mobile Deposit

Use our app to easily deposit checks to your account(s). This service is available to eligible members and limits and availability of funds are determined by your relationship with the credit union.

Email & Text Alerts

Stay up-to-date on your accounts, transactions and upcoming important dates with our alerts and notices. Log into digital banking and select ‘Alerts Settings’ from the menu to set up or modify your alerts.

Open New Accounts & Loan Application

Members can apply for loans or open new accounts through digital banking. Those who are not yet members can open a new account or apply for a loan online.

Bill Pay

Save time and money by paying your bills online or with our app. To set up your bill pay, log into digital banking and navigate to the Move Money section. Please note, based on your account relationship, a monthly fee may apply.

Card Lock

You can lock or unlock your debit, credit or ATM card online or with our app. With this security feature, you can quickly disable your card should it become misplaced or stolen.

Help Desk

Once you log into your account, you can send and receive secure messages to/from the credit union. You can also include certain attachments to your secure messages.

Skip a Loan Payment

Eligible members can choose to skip one of their monthly loan payments on qualified loans by selecting 'Skip a Pay' from the menu.

Statements and Documents

Once enrolled in Statements and Documents, you can easily view, print or save your statements online or with our app. To enroll, log in and choose 'Statements and Documents' from the menu or visit our Statements and Documents Page for more information.

Certificate Management

Manage your term certificate options using online or mobile banking by selecting your certificate from your account summary.

TellerLine: Automated Telephone Account Access

To access your accounts using a touch tone telephone, call 803-256-4073 (or 800-521-4497) for TellerLine, our automated telephone access system.

To access this service, you will need your member number and TellerLine PIN.

To register for this service, or to reset your TellerLine PIN, follow the prompts when you call and choose either Option 4 to register for TellerLine or Option 5 to reset your PIN.

With this system, you can get information on your balances and recent transactions, transfer funds and make payments, stop payment on a check and more.

Digital Banking Enrollment

To access your account online, you must first enroll in digital banking. If you have not done so already, you can complete your enrollment online or by using our app available through the Apple App Store or Google Play.

As you enroll in this system, you will be sent a verification code to a phone number or email address on your account which you will need to enter to complete your registration and gain access to your account(s). If the contact information on your account is incorrect or not accessible to you, please call us at (803) 732-5000 or visit any of our branch locations.

© 2026 PCFCU

Routing Number: 253978617
PO Box 5846 Columbia, SC 29250

NCUA logo

Palmetto Citizens Federal Credit Union is federally insured by the NCUA.

Equal Housing logo

Equal Housing Lender

LinkedinXfacebookinstagram

© 2026 PCFCU. All Rights Reserved